Let's find a plan that works for you.
The best choice for your family that leaves you feeling stress-free.
INTRO
Term Life
Premium insurance for an individual.
-
Covers you for a set amount of time
-
Some policies have premiums that never increase
-
The most affordable
-
Can be converted to whole life with some policy features
EVERYONE
Whole life
Premium insurance for you and your family.
-
Covers you for your entire life
-
Builds cash value that produce in down markets
-
Can earn you dividends
-
Lets you use your policy's cash value for anything, anytime
-
In patient care
Universal life
-
Many of the same benefits as whole life
-
Covers you for life and builds cash value over time
-
Flexibility to change your coverage amounts
-
Control over when and how much you pay
Why choose our life insurance?
When it came near enough he perceived that it was not grass; there were no blades, but only purple roots. The roots were revolving, for each small plant in the whole patch, like the spokes of a rimless wheel.
FEEL SECURE
Products that
protect and reward
Auto
Home
Commercial
Farm+Ranch
Life Cover
-
What types of insurance are available?Various types of insurance are available to cover different aspects of life and business. Common types of insurance include auto insurance, home insurance, health insurance, life insurance, business insurance, liability insurance, and more. Each type of insurance serves a specific purpose and offers different coverage options.
-
How do I choose the right insurance coverage?Choosing the right insurance coverage depends on your specific needs and circumstances. Consider factors such as your lifestyle, assets, risks, and budget. It's important to evaluate the coverage limits, deductibles, exclusions, and terms and conditions of the policies. Consulting with an insurance broker or agent can help you understand your options and make an informed decision.
-
What length term is right for me?There are several factors to ponder when making this decision. Your age is certainly one of them. Key milestones like the conclusion of your mortgage, your youngest child's college graduation, and your spouse's planned retirement date should also be factored in. Ideally, your insurance term should cover these events. Your personal savings habits should also influence your decision. Individuals who consistently set aside a good portion of their income might need insurance for a reduced duration. This is because they can lean on their savings more quickly. Lastly, consider the cost of your insurance. Longer terms usually come with a slightly higher monthly cost than shorter ones, which could potentially influence your choice.
-
What factors affect car insurance premiums?Factors include the driver's age, driving history, credit score (where legal), location, type and age of the vehicle, how often the car is used, and the coverage options chosen.
-
How are homeowners insurance premiums determined?Insurance premiums are usually based on the value of the home, the location (especially if it's in a disaster-prone area), the coverage limits you choose, your deductible, and other factors like the age and condition of the home.
-
What does homeowners insurance typically cover?Standard homeowners insurance typically includes coverage for the structure of your home, your personal belongings, liability protection, and additional living expenses (ALE) if you're temporarily unable to live in your home because of an insured disaster.
-
What factors affect life insurance premiums?Factors that affect life insurance premiums include the individual's age, health history, lifestyle choices (such as smoking), occupational hazards, and the duration and amount of coverage.
Contact
1208 Ave I. Ste B
Scottsbluff, NE 69361
Office Phone- 308-633-1958
Office Cell- 308-631-8707
We are an award winning insurance provider. Established in 2017 we have years of experience. Get started with your insurance today.